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Thanks for all the info! I've finally come into contact with the transition centre and that's pretty much what they were confirming me. Immediate annuity but without the other medical release perks (bgrs move, severance pay, etc). Thanks!

Thanks for the responses guys, really appreciated. My Doctor basically guaranteed that I would end up with a PCAT if I remained in the CAF. Unfortunately, (for family/personal) reasons, I will be VRing this summer in July. Nothing is going to change that and I understand the potential loss...

Good day, I'm trying to figure out a few things and I can't find someone who's able to answer my question, hopefully some of you will have an idea :) 21 yrs service (4yrs combined reserves + reg). I put in my VR for this July for personal family reasons. My plan was to take the transfer value...