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I personally think they should revert to 20 years for the ability to draw an immediate annuity. Heck you could even make it 15 for NCMs like the French Military.We love to talk about this mythical creature who loves their job is good at their job and who wants to stick around and who we want to stick around.
Very few of them have all of those checks in the box.
How long do we let people stay in and clog the system/positions ?
Do we want a bunch a middling people hanging about ?
I would happily hang around for 2 more years and then collect a couple of thousand bucks a month for the rest of my life while doing something else.
It would help the system naturally cleanse itself I think.