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I used to be insured with The Personal till about 4 years ago (I live in Edmonton, Lake District) They quoted me some retarded price for my car insurance after buying a house and moving from the Q's to Edmonton. On the advise of a friend I got a broker and Whoa I am saving over $1K just on my two vehicles alone and my house insurance is very low as well. I think the theme in this thread would be just because a company advertises within the military well doesn't mean it is the only game in town. That and a lot of big companies like the personal really could careless if a few customers jump ship to another company because they beleive that for the most part the have the big portion of the pie.